Road Accident Fund Advances
Experienced
Lamna was established in 2013 and has a multi-disciplinary team of professionals, dedicated to meeting your needs.
Transparent
We don’t charge any hidden or unexpected fees. We fully disclose and discuss all costs upfront so our clients can make informed decisions.
Trusted
Attorneys countrywide choose Lamna as their preferred bridging partner. We are registered with the Bridging Finance Association of South Africa (BFASA) and the National Credit Regulator (NCR), ensuring our customers are treated fairly.
How it works
Contact us
Once your RAF claim has been settled, apply online, WhatsApp us or call us on 086 111 2866. We will respond promptly.
Complete an application
Our team will guide you through the application process. We will also make contact with the attorney handling your RAF claim to complete the necessary paperwork.
Get access to your funds
Once the application is approved, the funds will be paid to you immediately.
Settlement
On payment by the RAF, your attorney will pay what is due to Lamna directly.
About RAF Bridging Finance
The South African Road Accident Fund (RAF) is designed to compensate road accident victims and their dependants. However, even after both parties to a RAF claim have agreed to a settlement or the courts have ordered the RAF to award you compensation, it can still take months before the funds you’re owed are actually paid out. Legally, the RAF has 180 days to complete this process.
During the time it takes the RAF to pay out, you can get bridging finance against the value of your RAF claim. This gives you access to needed funds in the months you spend waiting for the compensation you’ve been awarded.
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Have questions?
You can apply once a settlement agreement or a court order is in place.
Unfortunately, we will not be able to assist you. We can offer RAF bridging finance only if your RAF claim is administered by an attorney.
That is not an issue. We will contact your attorney and request the necessary information in order to assist you.
We can advance up to 40% of the net settlement amount available to you.
No. We will be repaid in full by your attorney when the compensation you’ve been awarded is paid by the RAF.
Costs are calculated daily based on the amount advanced and the number of days outstanding.