Access
your money
Lamna is a finance company that specialises in providing discreet, bespoke short-term financing solutions. With over R2 billion advanced, we’ve already assisted over 11,000 businesses and individuals.
Access
your money
Lamna is a finance company that specialises in providing discreet, bespoke short-term financing solutions. With over R2 billion advanced, we’ve already assisted over 11,000 businesses and individuals.
Access
your money
Lamna is a finance company that specialises in providing discreet, bespoke short-term financing solutions. With over R2 billion advanced, we’ve already assisted over 11,000 businesses and individuals.
Unlock the value in your movable assets, without having to sell them (and without having to wait).
We offer loans against assets ranging from vehicles to luxury watches, high-end jewellery, artworks and more.
Fast, reliable funding for automotive dealers, available within 24 hours.
Straightforward truck and trailer financing for purchasing fleet vehicles. We can also help you source suitable vehicles.
Secure an advance on funds from the sale of your property.
Waiting for a Road Accident Fund settlement to be paid? Get access to funds within 24 hours.
From our blog
ILLUSTRATIVE EXAMPLE
Client borrows R10,000 for 90 days.
Loan Amount | Repayment Period | Monthly Interest | Total Cost of Loan | Initiation Fee | Monthly Fee | APR |
|---|---|---|---|---|---|---|
R10 000 | 3 months | R500.00 | R2 914.50 | R1 207.50 | R569.00 | 60% |
Fixed rates range from 36% to 60% APR and payment terms range from a minimum of 3 months to a maximum of 24 months. Apart from the initiation and monthly fees shown in the table, the only additional fee is credit life insurance if the borrower does not have this already.
Non-Payment
Non-payment may result in the matter being escalated.
Renewals
All accounts may be renewed if they are up to date.
Collection
All payments are made via debit order on a monthly basis.